Welcome to TovanaBloom. By accessing or using our website (www.tovanabloom.com ) and related services, you agree to comply with and be bound by the following Terms and Conditions. Please read them carefully before using this site. 1. Acceptance of Terms By using this website, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions, as well as our Privacy Policy and Accessibility Statement. If you do not agree, please discontinue use of the site. 2. Use of Website TovanaBloom provides information, resources, and services related to philanthropic advising, governance consulting, and legacy alignment. You agree to use the website only for lawful purposes and in a way that does not infringe the rights of others or restrict their access to the site. You may not use this website to: Engage in unlawful or fraudulent activity. Attempt to interfere with the website’s functionality or security. Copy, reproduce, or republish content without prior written consent. 3. Intellectual Property All content, design elements, images, and text on this site are the property of TovanaBloom or its licensors and are protected by applicable copyright and trademark laws. You may not use, reproduce, or distribute any materials without express written permission. 4. Disclaimer of Warranties The information provided on this website is for general informational purposes only. TovanaBloom makes no representations or warranties, express or implied, about the completeness, accuracy, or reliability of any content. Use of the site is at your own risk. 5. Limitation of Liability TovanaBloom and its affiliates will not be liable for any damages, including direct, indirect, incidental, or consequential damages arising out of your access to or use of this site, even if we have been advised of the possibility of such damages. 6. Third-Party Links This website may contain links to third-party websites for your convenience. TovanaBloom does not endorse or take responsibility for the content, policies, or practices of those sites. 7. Privacy Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal data. 8. Modifications TovanaBloom reserves the right to update or modify these Terms and Conditions at any time without prior notice. The updated version will be posted on this page with a revised “Last Updated” date. Continued use of the site constitutes your acceptance of the changes. 9. Governing Law These Terms and Conditions are governed by and construed in accordance with the laws of the State of Florida, United States, without regard to its conflict of law provisions.